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 Loan Information November 07, 2009 - 3:52 AM PT
Financing Type:Conventional
Amount:$320,000
Purchase Price:$400,000
State:California
County:Yolo
City:Davis
Escrow/Impounds?Yes
Loan Purpose:Purchase
Property Use:Primary Residence
Property Type:Existing single family home
Lock Period:30 Day
 

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

15 Year Fixed Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.375% 0.500% $0.00 4.516% $2,427.59 $5,875.00
4.500% 0.000% $400.00 4.566% $2,447.98 $3,875.00
4.625% 0.000% $2,000.00 4.691% $2,468.47 $2,275.00
20 Year Fixed Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.875% 0.625% $0.00 5.002% $2,089.82 $6,275.00
5.000% 0.000% $0.00 5.053% $2,111.86 $4,275.00
5.125% 0.000% $2,000.00 5.178% $2,134.02 $2,275.00
30 Year Fixed Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.500% $0.00 5.083% $1,717.83 $5,875.00
5.125% 0.000% $400.00 5.164% $1,742.36 $3,875.00
5.250% 0.000% $2,400.00 5.289% $1,767.05 $1,875.00
3 Year Adjustable Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
3.750% 0.625% $0.00 3.545% $1,481.97 $6,275.00
4.000% 0.000% $800.00 3.550% $1,527.73 $3,475.00
4.250% 0.000% $1,600.00 3.607% $1,574.21 $2,675.00
5 Year Adjustable Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
3.875% 0.250% $0.00 3.608% $1,504.76 $5,075.00
4.000% 0.000% $0.00 3.632% $1,527.73 $4,275.00
4.125% 0.000% $800.00 3.677% $1,550.88 $3,475.00
Initial Interest 3 Year Adjustable Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
3.875% 0.500% $0.00 3.537% $1,033.33 $5,875.00
4.125% 0.000% $400.00 3.551% $1,100.00 $3,875.00
4.250% 0.000% $800.00 3.576% $1,133.33 $3,475.00
Initial Interest 5 Year Adjustable Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.000% 0.375% $0.00 3.628% $1,066.67 $5,475.00
4.250% 0.000% $400.00 3.683% $1,133.33 $3,875.00
4.375% 0.000% $800.00 3.723% $1,166.67 $3,475.00
Initial Interest 7 Year Adjustable Rate  
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.250% 1.250% $0.00 3.873% $1,133.33 $8,275.00
4.375% 0.750% $0.00 3.893% $1,166.67 $6,675.00
4.500% 0.375% $0.00 3.921% $1,200.00 $5,475.00

Important Notices

  • The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice.

  • The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow/impound account is established or required.

  • Your APR will vary based on your final loan amount and finance charges.

  • Other rate and fee combinations may be available.

  • Other Rate lock periods available upon request.

  • Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.


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